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5 Uncommon Ways to Raise Your Credit Score

Most consumers know the drill when cultivating their credit score – pay on time, try to wipe out the balance every month and never close too many accounts at once.  But beyond the basics, many...

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6 Credit Report Items That Scare Lenders

You pay your bills on time and never miss a payment. If you’re still having trouble with credit, something on your credit report could be scaring lenders.  Everyone knows the big gremlins that haunt...

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Another Round of Defaults Plague HAMP

The Home Affordable Modification Program continues to disappoint.  As of Dec. 31, 1 in 3 struggling homeowners who received a loan modification through HAMP ultimately re-defaulted on those loans, a...

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